Privacy Policy

Summary

At LendMeMoney Inc., we are committed to protecting user privacy. Therefore, we have created and are maintaining an ongoing privacy compliance framework that enables users to access and exercise their privacy rights1.

This policy explains what information we collect, how we use it, who we share it with, and what options you have about certain uses. Key elements of our full privacy policy are summarized below for your convenience. However, the full version of our privacy policy is the legally binding one1.

During your visit to our websites, we will collect information about your visit, your interaction with content, the site from which you came and the one to which you are headed, and some technical information about the device and system from which you are accessing the services. When you use our services, we may ask you to provide sensitive Personal Information, which may include financial information. We use such information to match you with a third-party financial service provider or a platform that may provide you with financial product offers1.

Our data collection practices comply with applicable laws. Specifically we comply with the Gramm-Leach-Bliley Act to the extent it is applicable to our use and sharing practices. In some states in the US, our processing of information may raise additional privacy rights1.

We use the information collected on our websites to provide the services you request, to improve the services over time, to measure analytics, statistics, and to sync and resolve payment issues with our Partners1.

We will not share your information unless we are required to by law, or as required to provide you with our website and services, or if we receive your consent to such data sharing1.

Personal Data We Collect

Identifiers: This includes your name, postal address, phone number, date of birth, email address, social security number, account name, or other similar identifiers. This information is shared with relevant service providers and Partners and is collected through personal offers funnels, our “contact us” form, and newsletter subscription1.

Internet or network activity data: We collect information about your device type and version, operating system, language, browser type and version, and screen resolution. We also collect browsing history, search history, and information regarding your interaction with our website, application, or advertisements. This information is shared with relevant service providers, Partners, and media platforms you engage with (such as Google, Facebook, TikTok, etc.) and is collected while you interact with our site or service1.

Cookies and similar technologies: We use persistent and session cookies, pixels, and tags. This information is shared with relevant service providers, Partners, and media platforms you engage with and is collected through your browser1.

Privacy Policy

Last Updated: May 5, 2025

This privacy policy (“Privacy Policy”) describes LendMeMoney Inc.’s (“LendMeMoney”, “we”, “our” or “us”) data collection practices in connection with this site (as well as its subdomains, features, and services available thereon, the “Site”), and in connection with your use or engagement with any feature, content, offer, element or service we make available to you via the Site (the “Services”)1.

We may change this Privacy Policy at any time. We will post the modified Privacy Policy on the Site, and the “Last Updated” statement at the top shall reflect the effective date of the modified version. If you access or use the Site following such date, you consent to the modified Privacy Policy. If we make significant changes, we will make sure to provide more prominent notice to you, such as posting a notification on the Site, seven (7) days before the changes become effective. In which case, the changes will be effective seven (7) days after such notification was published1.

This Privacy Policy includes:

• Terms Of Use

• Our Legal Bases of Processing

• Information We Process

• The Way We Use Personal Information

• Sharing Your Information with Third Parties

• Links to and Interaction with Third Party Properties

• Choices and Opt-Out

• Information Security

• Children’s Privacy

• Commitment

• Contact Us

Terms of Use

This Privacy Policy forms an integral part of the Site’s Terms of Use (the “Terms”). Any capitalized term in this Privacy Policy that was not defined, will have the meaning given to it in the Terms1.

For the purposes of this Privacy Policy, “Personal Information” means information that may be used, either alone or in combination with other information, to personally identify an individual, such as a first and last name, an email address, phone number, a home or other physical address, and other contact information. In some jurisdictions and given the specific use we make with the information, an IP address may also be considered Personal Information. In which case, we will be treating the IP address as personal information in all handling and safeguarding aspects1.

You are not legally obligated to provide us with Personal Information nor are you required to use the Site in the first place. By using the Site and engaging or interacting with the Services, you consent to this Privacy Policy and to our information practices described herein. If you do not agree to this Privacy Policy, please do not access or otherwise use the Site or the Services1.

Our Legal Bases of Processing

Our data processing procedures are based on consent, contract performance, legitimate interests and legal obligations1.

We process and use Personal Information in accordance with applicable data protection laws. Our legal grounds for processing your Personal Information will typically be one or more of the following:

Consent: If necessary, we may ask for your consent to process your Personal Information to provide additional services (e.g., when you subscribe to our newsletters, provide us with Personal Information to obtain personalized loan information). When we rely on consent as our legal basis you may ask to withdraw your consent by sending us a request through our contact form1.

Contract performance: By accessing or using the Site, you express your intent to use our Services and ask us to provide them. To do so, we need to process some of your Personal Information – for example, financial information in order to provide you with offers from our Partners1.

Legitimate Interests: Your Personal Information may be used if we have legitimate business reasons to do so. To operate, improve, and promote the Services (for example, by customizing your experience or by analyzing usage trends) and to protect our business (for example, by managing fraud or ensuring the Site is secure)1.

Legal Obligations: We may use your Personal Information in certain circumstances to comply with regulatory obligations (for example, addressing complaints from users or authorities)1.

Information We Process

Your Personal Information is collected through several channels – when you provide us your information, when we collect it from your device or when you interact with us or when we receive it from your interaction with others1.

When you visit the Site, or use the Services, we may collect certain information about your visit and usage of the Site and the Services, in one or more of the following ways:

Information You Provide to Us: Some of the Services require you to submit Personal Information in order to use them. You must specifically and actively consent to such Services and features1.

Third Party Forms and Services: The Site lists, rates and compares a variety of financial services businesses, lending partners, platforms, brands and commercial entities (collectively, “Partners”), as well as their products and services (collectively, “Products”). We may provide you with offers and Products of Partners via an online request to be filled by you, upon your intent choice and consent, and such information will be used to facilitate your connection and/or engagement with the relevant Partners (“Lead”)1.

Contact Us: If you send us a request, whether by filling out our form or sending an email or by other means, you may provide us with certain Personal Information, such as your name and email address. Such information, including the content of your request, will be used for the purposes of addressing your request and for our legitimate business purposes1.

Blogs, Newsletters, Surveys and Promotions: The Site may contain a blog forum, reviews, and articles displaying information about the Partners, Products, and the relevant market vertical. The Site may also offer you the opportunity to subscribe to newsletters. Your interaction may require you to provide certain Personal Information such as your name and email address1.

Device Information: For delivering and compatibility purposes, as well as for language, geographic location and time zone, we collect device information such as: device type and version, operating system type, language, version, and information that can be extracted out of a user agent, such as browser type and screen resolution1.

Interactions and Usage: In order to provide the Services, operate the Site, keep improving it, and to be able to sync with our Partners and affiliates, we collect information about your interaction and use of the Services, such as: URLs from which you were directed to the Site and to which you are referred from the Site, internal URLs of the Site (such as your views or clicks), date/time stamp of Site use, timing for clicks and page-views1.

Log Files: We collect information through server log files, but also by deploying tracking technologies within the Site, such as pixel tags. We do this to analyze trends, track user’s engagement and interaction with the Site and respective Services. The information collected may include internet protocol (IP) addresses that your Internet Service Provider allocated to your device1.

Click ID: We may collect and process certain non-personally identifiable information, such as Google Click ID (GCLID), to assess the effectiveness of our advertising campaigns and improve our services. This data is collected and utilized without the use of cookies and is not linked to any personal identifiers, such as your name or contact details1.

Cookies and Similar Technologies: The Site may use “cookies” and other anonymous web tracking technologies (such as “web beacons”) implemented by us or by third party service providers. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that website to recognize your browser1.

The Way We Use Personal Information

In addition to the uses of information we collect (including Personal Information, jointly “your Information”) described elsewhere in this Privacy Policy, we also use Personal Information in the following ways:

• Administer and make available the Site and Services to you

• Further develop and generally improve the Site and the Services

• Counting and tracking purposes of referrals and ads

• Validation of users as human and anti-fraud monitoring

• Respond to your inquiries and other communications with you

• Identify or authenticate your access and use of the Site

• Market to you personalized offers1

Sharing Your Information with Third Parties

We do not share Personal Information about you with third parties, except for the following circumstances:

Data Storage and Security Platforms: We use third party cloud and storage services to store and retain all Information that we collect about you. It means that we send or otherwise share your Information to/with third party entities that are located anywhere in the world, including in the U.S, for the purpose of storing such information on our behalf, or for other processing needs1.

Third Party Service Providers: We may send or otherwise share your Information to/with various third party service providers that help us with our business operations, that help us understand how our users use the Site and Services, operate and improve them, these providers will process your Personal Information only on our behalf1.

Social Media Platforms: We may share hashed versions of your Information with our advertising partners. This is to enhance the relevance of the ads you see through services such as Google Customer Match. We may share information with social media platforms for marketing and operation purposes1.

Enforcement: We may share your Personal Information with any third party if we believe that disclosure of such information is helpful or reasonably necessary to comply with applicable law, enforce our Terms of Use, detect or prevent fraud, or protect against harm to rights, property or safety1.

Partners: In case you choose to receive offers from our Partners, based on your Personal Information, the Services may offer you to submit an online request. In such case, we will send your request information or otherwise share it to/with our Partners and service providers in order for such Partners to provide you with personalized offers and to contact you with the information you have requested1.

Affiliates, Merger, Sale or Bankruptcy: We may share your information with our group companies. In the event that LendMeMoney Inc. is acquired by, or merged with, a third party entity, or otherwise sells all or part of our assets, we may transfer or assign the Personal Information and other information we have collected or received1.

Information Security

We, and respective third-party services/affiliate entities implement data security systems and procedures to secure the information transmitted, processed and stored on the Site, our computer servers and systems. For example, the Site is encrypted by using SSL and so as any other information at transport, we periodically review our information and data collection practices to ensure constant monitoring, we use third party processing and serving services that implement various information security standards and certifications (at rest and transmission), and we monitor and filter access to data when it comes to personnel in our organization1.

Children’s Privacy

The Site or the Services are not designed to attract users under the age of 18. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 18. If we learn that we have collected Personal Information from a child under 18, we will use commercially reasonable efforts to delete that information as quickly as possible1.

Commitment

Protecting your privacy online is an evolving practice, and we use our best efforts to evolve our Site in a manner that meets these requirements and best practices as per all jurisdictions in which the Site is available1.

Contact Us

We try to make this Privacy Policy simple and easy to understand. However, if you have any questions you may contact us at: LendMeMoney Inc., P.O. Box 4830 Naperville, IL 60567. Our privacy form is for data protection inquiries in accordance with your legal rights listed above. Any other inquiries sent to this form will be ignored1.