Terms of use

Last Updated November 7, 2022

Welcome to Lend Me Money!

These terms and conditions outline the rules and regulations for the use of Lend Me Money’s Website Lend Me Money.

By accessing this website, we assume you accept these terms and conditions as updated from time to time. Do not continue to use Lend Me Money if you do not agree to the following terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions and Disclaimer Notice and all Agreements:

“Client,” ‘’User,’’ “You,” and “Your” refers to you, the person who logs on to this website and is compliant with the Company’s terms and conditions.

“The Company,” “Ourselves,” “We,” “Our,” and “Us” refers to our Company.

“Party,” “Parties,” or “We” refers to both the affiliates and us

All terms refer to the offer, acceptance and consideration necessary to undertake the process of our assistance to the Client in the most appropriate manner in accordance with and subject to prevailing law of the United States of America. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they are taken as interchangeable and therefore as referring to the same.

The Lend Me Money services are intended for U.S. residents only and may include free calculations; access to affiliate programs and financial offers, as well as professional assistance, such as third-party experts, advisors, and consultants, who can provide various services; discussions, community forums, review services, and credit score calculations that enable users to apply to pre-qualify for certain loan offers and credit card offers.

To avail of some of our Services, you may need to provide your personally identifiable information, such as name, contact details, bank account and credit card information, to third parties. For more information, refer to our Privacy Policy.

a. Registration

You must meet the following eligibility criteria to use our Services:

i. You must be at least 18 years

ii. You comply with applicable laws and regulations

iii. You must not be suspended or removed from using the Services

Account Registration.

You may be required to register for an account with us. During the account registrations, we may ask you for certain personally identifiable information about yourself, including but not limited to contact details, email address, and to create a username and password (‘’Registration Information’’).

It is pertinent that when you are providing information about yourself, it should be complete, accurate, true, and updated information. Under this term of use, you also agree not to misrepresent any affiliation with anyone else, not provide false information, not conceal your true identity from Lend Me Money for any reason, or not impersonate any other identity.

Account Responsibility.

Your Account is Your responsibility. You are responsible for securing the confidentiality and security of your Account and Registration information. To avoid any inconvenience and keep your information secure, we highly encourage you not to share your registration information with anyone else. If you do this, we will consider their activities to have been authorized by you. At any point, if you feel you have reasons to believe your security has been compromised and that your account is no longer secure, you must immediately inform us at admin@lendmemoney.com.

b. Requirements for Specific Services

Your continued use of our services constitutes that you acknowledge our terms of use and accept the following requirements of Lend Me Money.com. You also agree that all our services are provided by our partners and affiliates. You acknowledge that we are not a bank, not a mortgage service, and not a lender.

Pre-Qualified Loan Rates

Using our Services, users can submit a request to be matched with one of Lend Me Money Loan provider partners to pre-qualify for certain loan Annual Percentage Rates (‘’APR’’). In order to access our pre-qualified services, the Loan provider may need your consent to use records, certain disclosures, and electronic signatures.

You also authorize Lend Me Money and its subsidiaries, and affiliate partners to obtain and use information

Access to credit score calculator

Recommendation concerning financial products and services that may be of interest to users, including personal loans, credit cards, home loans, and other financial products and services offered by Lend Me Money. You hereby authorize Lend Me Money to share your credit score with its subsidiaries and affiliate to provide you with financial recommendations.

Forums

Lend Me Money may provide features that enable users to share content, comments, and share their opinion on financial topics with other users in a certain community forum. Your use of Forum is governed by these Terms of Use, as well as our community guidelines.

Nevertheless, the opinions of users do not primarily reflect the opinions of Lend Me Money. The Forum content is the contributions of independent users and is not affiliated with Lend Me Money. Thereby, the users are encouraged to act upon the advice with their own consent and at their own risk.

Lend Me Money may monitor Forum content from time to time to uphold the community guidelines. We reserve the right to edit, amend, correct, modify, or delete Forum content at our sole discretion.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Comments do not reflect the views and opinions of Lend Me Money, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Lend Me Money shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

We may limit, delete, or terminate the user’s access to Forum without any prior notice, at our sole discretion, on the basis of the user’s failure to comply with the community guidelines or the established terms of use.

You must not:

• Republish material from Lend Me Money

• Sell, rent, or sub-license material from Lend Me Money

• Reproduce, duplicate or copy material from Lend Me Money

• Redistribute content from Lend Me Money

Lend Me Money reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes a breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

• The Comments do not invade any intellectual property right, including without limitation, copyright, patent or trademark of any third party;

• The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material, which is an invasion of privacy

• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Lend Me Money a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Third-Party Services

At Lend Me Money, our affiliate lenders will help you through any financial problems and help you navigate through the process. You agree that such advice and content is provided for educational and informational purposes and does not constitute legal, financial, medical, or other advice from Lend Me Money. You acknowledge that Lend Me Money is not responsible for any advice provided by the affiliate partners or third parties. You agree that you are responsible for your own financial research and financial decisions; in addition, Lend Me Money is not liable for any decision you take based on the advice or opinion of third parties.

Information Sharing With Third Parties.

To avail of some of our services, you are required to provide information such as:

• Credit Card number

• Bank Account Number

• Sensitive Financial information to third parties

You also agree that Lend Me Money may collect, store, and transfer information to third parties on your behalf at your sole discretion. To learn more about the information storing process, see our Privacy Policy. Lend Me Money does not make any representation as to the control of information. To make your information available to our third-party affiliate is your own decision. As per the terms of use, you agree to that Lend Me Money does not make any claims to keep your information confidential. You also agree that the Third Party services are not under Lend Me Money.

Information Endorsement

Lend Me Money does not endorse any third party and does not represent any affiliate partner. Rather, the services are presented for the benefit and accessibility of the users. Lend Me Money does not control or endorse any Services or affiliate websites. Continual use of Our Services ensures that you agree that Lend Me Money is not responsible for the Services offered by the affiliate; likewise, Lend Me Money is not liable for the accuracy, truthfulness, legality, or appropriateness of the information and shall not be responsible directly, indirectly for any damage or loss caused in connection with the use of any third party websites or services.

Actions are set in these terms and conditions.

Hyperlinking to our Content

The following organizations may link to our website without prior written approval:

• Government agencies;

• Search engines;

• News organizations;

• Online directory distributors may link to our website in the same manner as they hyperlink to the Websites of other listed businesses; and

• System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;

• dot.com community sites;

• associations or other groups representing charities;

• online directory distributors;

• internet portals;

• accounting, law and consulting firms; and

• educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Lend Me Money, and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

Approved organizations may hyperlink to our website as follows:

• By use of our corporate name; or

• By use of the uniform resource locator being linked to; or

• By use of any other description of our website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Lend Me Money’s logo or other artwork will be allowed for linking absent a trademark license agreement.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;

• limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• limit any of our or your liabilities in any way that is not permitted under applicable law; or

• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Misuse and Prohibited Conduct

You agree not to:

• Use the Services for any illegal purpose, in violation of any local, national, or international law;

• Violate the terms of use, or encourage others to do it;

• Disrespect the terms and rights of third parties, including intellectual property rights;

• Violate the rights of third parties, including intellectual property rights;

• Post any disturbing, defamatory, inaccurate, or unlawful content, including objectionable, profane, pornographic, indecent, threatening, harassing, or otherwise inappropriate content;

• Disturb the security-related features of the Services;

• Interfere with the Services or the Operations by deploying viruses, malicious codes, spyware, worms, unsolicited offers, or advertisement to other uses;

• Attempt to collect personal information about users or third parties through any illegal means or consent;

• Infringe, access, monitor, or copy any content or information using any spyware, spider, scraper, robot, or any other automated means or any manual process without Lend Me Money’s express written permission;

• Perform any fraudulent activity, including infringing or impersonation any person or entity, claiming false accusations without permission, or providing inaccurate personally identifiable information, including age, date of birth, financial background, or credit card information.

• Involve in illegal practices or transfer of information

License

Unless otherwise stated, Lend Me Money and/or its licensors own the intellectual property rights for all material on Lend Me Money. All intellectual property rights are reserved.

Cookies

We employ the use of cookies. By accessing Lend Me Money, you agree to use cookies in agreement with Lend Me Money’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

To learn more about us or to opt-out, please read our Cookie Policy.

Content Liability

We shall not be held responsible for any content that appears on your website. You agree to protect and defend us against all claims that are rising on your website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal or which infringes, otherwise violates, or advocates the infringement or other violation of any third-party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our website. You approve of immediately removing all links to our website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our website, you agree to be bound to and follow these linking terms and conditions.

Your Privacy

You must provide the following information: an electronic or physical signature of the copyright owner or the person authorized to act on behalf of the copyright owner; a description of the copyrighted work that you claim has been infringed; a description of where the material that you claim is infringing is located; your address, telephone number, and email address; a written statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Lend Me Money has adopted and implemented a policy that provides for the termination in appropriate circumstances of accounts of users who repeatedly infringe the copyright or other intellectual property rights of Lend Me Money or others.

Amendments to these Terms and Conditions.

We reserve the right to amend these Terms and Conditions at any time without notice to you, but we will use reasonable efforts to publish each amendment before such amendment becomes effective. We will ensure that the latest, fully amended version of these Terms and Conditions is published on the Website. You are responsible for regularly reviewing the Website to obtain timely notice of such amendments. If any amendment is unacceptable to you, you may terminate the agreement between you and us regarding the use of the Website as set out in these Terms and Conditions. If you continue to use the Website after the effective date of each amendment, you will be conclusively deemed to have accepted such an amended version of these Terms and Conditions.

Legal Capacity.

You represent and warrant that you possess the legal right, capacity and ability to agree to these Terms and Conditions and use the Website in accordance with them. We understand the importance of protecting children’s privacy online. The websites covered by these Terms and Conditions are not intentionally designed for or directed at children 13 years of age or younger. At Lend Me Money, we never knowingly collect or maintain information about anyone under the age of 13.

DISCLAIMERS, LIMITS OF LIABILITY, AND INDEMNITIES.

CUSTOMER ACKNOWLEDGEMENT—YOU ACKNOWLEDGE AND AGREE THAT:

(i) ALL USE OF THE WEBSITE PROVIDED BY US IS AT YOUR OWN RISK;

(ii) THE WEBSITE MAY CONTAIN LINKS TO OTHER WEBSITES, WHICH ARE PROVIDED SOLELY AS A CONVENIENCE TO YOU, AND THE INCLUSION OF ANY SUCH LINK DOES NOT IMPLY ENDORSEMENT, INVESTIGATION, OR VERIFICATION BY US OF SUCH WEBSITES OR THE INFORMATION CONTAINED THEREIN; AND

(iii) THE WEBSITE PROVIDED UNDER THESE TERMS AND CONDITIONS IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

b. DISCLAIMER OF WARRANTIES—WE MAKE NO CONDITIONS, WARRANTIES, OR REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, USABILITY, SECURITY, QUALITY, CAPACITY, PERFORMANCE, AVAILABILITY, TIMELINESS OR ACCURACY OF THE WEBSITE OR ANY OTHER PRODUCTS SUPPLIED UNDER THESE TERMS AND CONDITIONS. WE EXPRESSLY DISCLAIM ALL CONDITIONS, WARRANTIES, AND REPRESENTATIONS, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED CONDITIONS OR WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, DURABILITY, TITLE, AND NON-INFRINGEMENT, WHETHER ARISING BY USAGE OF TRADE, BY COURSE OF DEALING, BY COURSE OF PERFORMANCE, AT LAW, IN EQUITY, BY STATUTE OR OTHERWISE HOWSOEVER.

NO LIABILITY—NOTWITHSTANDING ANY OTHER PROVISION OF THESE TERMS AND CONDITIONS, IN NO EVENT WILL WE, OUR AFFILIATES, OR OUR CONTROLLING PARTIES, AGENTS, EMPLOYEES, SUPPLIERS, RESELLERS AND DISTRIBUTORS (COLLECTIVELY, IN THESE CAPITALIZED SECTIONS, “WE” OR “US”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY OTHER DAMAGES OR LOSSES WHATSOEVER, INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OPPORTUNITY, EARNINGS, USE OR DATA, ARISING DIRECTLY OR INDIRECTLY FROM OR RELATED TO THESE TERMS AND CONDITIONS OR THE USE, OR NON-USE OF THE WEBSITE OR ANY SOFTWARE, REGARDLESS OF THE CAUSE OF ACTION AND EVEN IF ONE OR MORE OF US HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, INCLUDING DAMAGES OR LOSSES ARISING FROM OR IN ANY WAY RELATED TO THE FOLLOWING: (i) ANY LOSS OR DAMAGE TO DATA ARISING DIRECTLY OR INDIRECTLY OUT OF USE OR NON-USE OF THE WEBSITE OR RELATED COMPONENT; (ii) DELAYS, ERRORS, INTERRUPTIONS, MISTAKES, OMISSIONS, NON-DELIVERY, INCORRECT DELIVERY, OR DEFECTS ON OR RELATED TO THE WEBSITE. WITHOUT RESTRICTING THE FOREGOING, IF CIRCUMSTANCES ARISE IN WHICH YOU OR ANOTHER PARTY IS ENTITLED TO RECOVER DAMAGES FROM ONE OR MORE OF US, THE AGGREGATE LIABILITY OF US FOR DAMAGES IS LIMITED TO THE AMOUNT PAID TO US BY YOU THROUGH THE WEBSITE DURING THE SIX-MONTH PERIOD PRECEDING THE CIRCUMSTANCES IN WHICH SUCH LIABILITY ARISES.

General

Our Terms and Conditions are governed by the Federal law of United States and are subject to the exclusive jurisdiction of the New York Courts.

Contact

To contact us with questions or suggestions about the service, please email us at admin@lendmemoney.com.