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Need a list of car insurance companies? From reliability to coverage, premiums, and customer care, we know what makes a good policy, and have summarized offers from some of the best auto insurance providers below.

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Frequently Asked Questions

What is auto insurance and what does it cover?

Car insurance protects you financially in the event you have a car accident. It covers such things as medical bills and car damage for yourself, including liability insurance to cover the medical bills and car damage of the other driver if you were at fault. Most states legally require a minimum level of car insurance to drive in the state.

Auto insurance providers offer optional including:

  • Collision insurance which covers damages or replaces your car if it was involved in an accident with another car or object, regardless of who is at fault.
  • Comprehensive insurance which covers damage to your car from non-collision events like flooding, theft and fires.
  • Uninsured or underinsured motorist insurance which covers the cost of car repairs and medical costs that were caused by drivers without the sufficient amount of car insurance.

Car insurance does not cover general car maintenance like oil changes, personal items that are damaged or stolen from your car or damage you intentionally cause.

What factors impact the cost of auto insurance?

Some of the things that impact the cost of car insurance are where you live, the minimum requirements of the state you live in, your previous driving record/car accidents, gender and marital status.

How do I search for auto insurance quotes?

When comparing auto insurance quotes online:

  • Collect the information that the auto insurance provider requires in order to give you a quote. You should gather information for all the people you would like to include on the policy.
  • Check your state’s minimum car insurance requirements.
  • Determine the level of liability car insurance you need. It is typically presented in three numbers:
    • Bodily injury coverage per person in the accident.
    • Total coverage for all bodily injuries in the accident.
    • Property damage caused by the accident.
  • Determine whether you need comprehensive coverage, collision coverage and uninsured/underinsured motorist insurance as well as any other specific add-ons.
  • Check if there is a deductible you will need to pay before the insurance starts to cover the costs.

Get Your Auto Insurance Today

If you need a list of car insurance companies with competitive rates, look to LendMeMoney.com. We feature several auto insurance providers on the same page to make it easier for you to view the auto insurance offers and compare different quotes online.

We aim to point you to critical factors to look for and to provide great choices to consider for your next auto insurance policy.